Buying a home is an exciting milestone, and having the right guidance can make the process much smoother. At Altima Real Estate, we're here to help you every step of the way—from your first questions to the day you receive your keys.

​

1. Determine Your Budget

• Review your income, savings, monthly expenses, and debts. 

• Decide how much you can comfortably afford for a monthly mortgage payment. 

• Factor in property taxes, homeowners insurance, maintenance, and utilities. 

​

How Altima Real Estate Helps: We can connect you with trusted mortgage professionals who can help you understand your buying power.

​

2. Save for a Down Payment and Closing Costs

• Save for your down payment. 

• Budget for closing costs, which typically range from 2%–5% of the purchase price. 

​

How Altima Real Estate Helps: We'll discuss available financing options and programs that may help make buying a home more affordable.

​

3. Get Pre-Approved for a Mortgage

• Meet with a lender to determine how much you can borrow. 

• Obtain a pre-approval letter before you begin shopping. 

​

How Altima Real Estate Helps: We work with experienced lenders who can guide you through the pre-approval process.

​

4. Start House Hunting

• Create a list of your must-haves and nice-to-haves. 

• Tour homes and explore neighborhoods that fit your lifestyle. 

​

How Altima Real Estate Helps: We'll help you find homes that match your needs and schedule showings that fit your timeline.

​

5. Make an Offer

• When you find the right home, submit a competitive offer. 

• Negotiate terms, price, repairs, and closing dates as needed. 

​

How Altima Real Estate Helps: We'll negotiate on your behalf to help you secure the best possible deal.

​

6. Schedule a Home Inspection

• Hire a licensed home inspector. 

• Review the findings and negotiate repairs or credits if needed. 

​

How Altima Real Estate Helps: We'll help you understand the inspection report and guide you through any necessary negotiations.

​

7. Finalize Your Mortgage

• Submit any additional documentation requested by your lender. 

• Complete the appraisal and receive final loan approval. 

​

How Altima Real Estate Helps: We'll stay in close communication with your lender to help keep everything on track.

​

8. Complete the Final Walk-Through

• Ensure the home's condition matches the agreed-upon terms. 

• Confirm any negotiated repairs have been completed. 

​

How Altima Real Estate Helps: We'll walk through the home with you to make sure you're ready for closing.

​

9. Close on Your Home

• Sign the final paperwork. 

• Pay your down payment and closing costs. 

• Receive the keys to your new home! 

​

How Altima Real Estate Helps: We'll be by your side on closing day to answer questions and celebrate this exciting milestone with you.

​

10. Move In and Enjoy Your New Home

• Set up utilities. 

• Update your address. 

• Start making your new house feel like home! 

​

How Altima Real Estate Helps: Our relationship doesn't end at closing. We're here as a resource long after you've moved in, whether you need contractor recommendations,
market updates, or guidance on your next real estate journey.

We're Here Every Step of the Way

​

At Altima Real Estate, we believe buying a home should be an exciting and rewarding experience. Whether you're a first-time buyer or purchasing your next home, our team is committed to providing expert guidance, personalized service, and support from start to finish.

​

Your homeownership journey starts here—
and we'd be honored to help you every step of the way.